Canada Digital Adoption Program

About the CDAP Program

The Government of Canada announced $4.0 Billion in funding for the Canada Digital Adoption Program (CDAP). $1.4 Billion is available in grants and advisory services to small and medium-sized enterprises (SMEs) and up to $2.6 Billion in interest-free loans from the Business Development Bank of Canada (BDC) to help cover the cost of implementing digital transformation plans.

This funding was designed to help eligible businesses upgrade or adopt digital technologies, digitize their operations, and leverage e-commerce opportunities to stay competitive and meet their customers’ needs in the digital marketplace.

There are two streams of funding available:
  1. Grow Your Business Online
  2. Boost Your Business Technology


From Business Advisory to Online Accounting, and HR Consulting to Bookkeeping, SDG Accountant is well-positioned to help your business implement a vast array of digital solutions. We will advise you on how best to leverage and maximize your grant or loan funding under the second stream.

For more information on our Business Advisory Services


The Boost Your Business Technology grant offers support to Canadian-owned SMEs who want to adopt new digital technologies. Eligible businesses will have access to grants to pay for digital adoption experts to help them develop a digital adoption plan (DAP). Subsequently, they can also secure a 0% interest loan from the Business Development Bank of Canada (BDC) to implement the plan.

Who Can Apply?

An SME must meet all of the following eligibility criteria:
  • Be incorporated federally or provincially, or be a Canadian resident sole proprietor
  • Be a for-profit, privately owned business
  • Have between 1-499 full-time equivalent employees
  • Have at least $500,000 of annual revenues in one of the previous three tax years

How Much Money Can You Get?

The Boost Your Technology Grant will cover up to 90% of the eligible costs of developing a DAP and retaining the services of a digital advisor, up to a maximum grant of $15,000 per each SME.

SDG Accountant will work with your SME to recommend digital pathways and strategies that will help you achieve your business goals and increase your competitiveness in the digital economy.

What Can the Grant Legally Be Used For?

Eligible costs are costs incurred in Canada that are directly associated with retaining SDG as a registered digital advisor and for the direct production of a digital adoption plan.


Step 1: Complete the Digital Maturity Assessment

You will be asked to provide basic information in the initial application and be asked to assess your business’ digital readiness by completing a digital needs assessment (DNA) test.

The DNA tool will generate a report outlining your Company’s digital maturity and compare it to an industry-specific benchmark. You will share this report with SDG Accountant, your preferred digital advisor.

Step 2: The Application

Once you have completed your digital needs assessment, you will submit an application for the Boost Your Technology grant:

  • You will proceed to access CDAP’s Digital Advisor Marketplace and choose SDG Accountant as the digital advisor you would like to partner with to develop your digital adoption plan.
  • We will work with you as a digital advisor to agree on the terms of the work, and the final cost of creating the digital adoption plan.
  • When we have submitted the digital adoption plan, you will upload the plan to CDAP’s Digital Advisor Marketplace, after which, the grant will be processed.

Step 3: Interest-Free Loan – For Implementing The Digital Adoption Plan

After completing Step 1 and Step 2, businesses then have the opportunity to secure a 0% interest loan of up to $100,000 from the Business Development Bank of Canada (BDC) to facilitate the acquisition of new technology and implement the digital adoption plan from Step 2.

  • Business revenues between $500,000 and below $5 million can request a loan between $25,000 and $50,000
  • Business revenues $5 million and more can request a loan between $25,000 and $100,000
  • 5-year term with 12-months capital postponement (total of 6 years)
  • No fees
  • You have 1 year from the completion of your approved digital adoption plan to make a loan request


Yes, we can. We understand the ever-changing needs of SME business owners and look beyond financial statements and tax returns to help our clients grow their businesses. Our advisors use proven models and techniques for business improvement while building a close working relationship with clients as a partnership, reassuring them that we have their best interests in mind. So, whether you need a few business suggestions, extensive guidance, or you just need a consultation call with one of our trusted advisory experts, we are here to help make your business better.

Book a free 15 minutes, no-obligation consultation to get more information about how we can help you with your specific needs.


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