Canada Digital Adoption Program
About the CDAP Program
The Government of Canada announced $4.0 Billion in funding for the Canada Digital Adoption Program (CDAP). $1.4 Billion is available in grants and advisory services to small and medium-sized enterprises (SMEs) and up to $2.6 Billion in interest-free loans from the Business Development Bank of Canada (BDC) to help cover the cost of implementing digital transformation plans.
This funding was designed to help eligible businesses upgrade or adopt digital technologies, digitize their operations, and leverage e-commerce opportunities to stay competitive and meet their customers’ needs in the digital marketplace.
There are two streams of funding available:
STREAM 1: GROW YOUR BUSINESS ONLINE
From Business Advisory to Online Accounting, and HR Consulting to Bookkeeping, SDG Accountant is well-positioned to help your business implement a vast array of digital solutions. We will advise you on how best to leverage and maximize your grant or loan funding under the second stream.
For more information on our Business Advisory Services
STREAM 2: BOOST YOUR BUSINESS TECHNOLOGY
The Boost Your Business Technology grant offers support to Canadian-owned SMEs who want to adopt new digital technologies. Eligible businesses will have access to grants to pay for digital adoption experts to help them develop a digital adoption plan (DAP). Subsequently, they can also secure a 0% interest loan from the Business Development Bank of Canada (BDC) to implement the plan.
Who Can Apply?
An SME must meet all of the following eligibility criteria:
- Be incorporated federally or provincially, or be a Canadian resident sole proprietor
- Be a for-profit, privately owned business
- Have between 1-499 full-time equivalent employees
- Have at least $500,000 of annual revenues in one of the previous three tax years
How Much Money Can You Get?
The Boost Your Technology Grant will cover up to 90% of the eligible costs of developing a DAP and retaining the services of a digital advisor, up to a maximum grant of $15,000 per each SME.
SDG Accountant will work with your SME to recommend digital pathways and strategies that will help you achieve your business goals and increase your competitiveness in the digital economy.
What Can the Grant Legally Be Used For?
Eligible costs are costs incurred in Canada that are directly associated with retaining SDG as a registered digital advisor and for the direct production of a digital adoption plan.
THE APPLICATION PROCESS
Step 1: Complete the Digital Maturity Assessment
You will be asked to provide basic information in the initial application and be asked to assess your business’ digital readiness by completing a digital needs assessment (DNA) test.
The DNA tool will generate a report outlining your Company’s digital maturity and compare it to an industry-specific benchmark. You will share this report with SDG Accountant, your preferred digital advisor.
Step 2: The Application
Once you have completed your digital needs assessment, you will submit an application for the Boost Your Technology grant:
- You will proceed to access CDAP’s Digital Advisor Marketplace and choose SDG Accountant as the digital advisor you would like to partner with to develop your digital adoption plan.
- We will work with you as a digital advisor to agree on the terms of the work, and the final cost of creating the digital adoption plan.
- When we have submitted the digital adoption plan, you will upload the plan to CDAP’s Digital Advisor Marketplace, after which, the grant will be processed.
Step 3: Interest-Free Loan – For Implementing The Digital Adoption Plan
After completing Step 1 and Step 2, businesses then have the opportunity to secure a 0% interest loan of up to $100,000 from the Business Development Bank of Canada (BDC) to facilitate the acquisition of new technology and implement the digital adoption plan from Step 2.
- Business revenues between $500,000 and below $5 million can request a loan between $25,000 and $50,000
- Business revenues $5 million and more can request a loan between $25,000 and $100,000
- 5-year term with 12-months capital postponement (total of 6 years)
- No fees
- You have 1 year from the completion of your approved digital adoption plan to make a loan request
Step 4: Access to $7300 Wage Subsidy
Applicants can also leverage the help of talented post-secondary students and recent graduates through subsidized work placements.
CAN SDG ACCOUNTANT HELP YOUR BUSINESS WITH THESE STRATEGIES AND SERVICES?
Yes, we can. We understand the ever-changing needs of SME business owners and look beyond financial statements and tax returns to help our clients grow their businesses. Our advisors use proven models and techniques for business improvement while building a close working relationship with clients as a partnership, reassuring them that we have their best interests in mind. So, whether you need a few business suggestions, extensive guidance, or you just need a consultation call with one of our trusted advisory experts, we are here to help make your business better.
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HAPPY CLIENTS
Avoid the head ache of going to tax preparers who claim they file cross border us taxes and outsource it by adding an up charge or end up not filing them properly . Sam and his team are some of the best cross border tax professionals in the city. They really know their stuff. He also helped me file my busIness taxes as I own a barber shop.
I’ve used SDG for crossborder tax service the last 5 years, and I’m always thankful for the peace of mind working with their professionals.
Sami and company are great!
I’m not the biggest fish in the pond, by any measure, but I was meant to feel that way by SDG. Everyone was very professional, timely and super-efficient. Sam provided all the answers that I needed to do the right thing, and look our for my needs with the clearest trajectory. No need to fear a bill out of the gate, initial consultations are free. Here’s who you want to trust, and where you want to be.
I found SDG online when I was looking to register my business and needed someone to help me get a better understanding of the different types of businesses (Partnership/Corporation etc), and tax details. I booked a call with them, and I spoke with Sami. He was very professional, he read the notes I had left when booking the call, he called on time, and answered all my questions.
I highly recommend SDG Chartered Professional Accountant for their excellent accounting and tax services corporation. Mebby is an exceptional top-tier accountant offering unparalleled communication and highly efficient service. If you’re looking for someone who truly understands the needs of your business and delivers with precision and professionalism, look no further.
I had a great experience working with them. They helped me with incorporating a business and doing the financial due diligence on a company I wanted to purchase. They were very thorough and professional and helped me come to a decision I was comfortable with. I highly recommend SDG.
SDG provides exceptional accounting and financial services tailored to meet both individual and business needs. Their team is highly knowledgeable, professional, and attentive, ensuring that clients receive personalized advice and solutions. Whether it’s tax planning, bookkeeping, or financial consulting, SDG delivers accurate and timely results. Their commitment to client satisfaction and attention to detail set them apart, making them a trusted partner for achieving financial goals. Highly recommended for anyone seeking reliable and expert accounting services!
I use this firm for my personal income taxes. They are thorough and they respond to emails in a very timely manner. It’s not evident which individual on the team you’re communicating with, or if it is even just 1 individual, because they sign their emails “SDG Team.”
I rely on this tax firm every year for both my general tax submission and self-employment filings; they always deliver. They’ve helped me uncover valuable deductions and credits I wasn’t aware of, ensuring I get the maximum return and minimize any amount owed. Their turnaround time is incredibly fast, and they are always available to answer any questions I have along the way. I highly recommend their services. They are reliable, efficient, and knowledgeable tax professionals. Continued thanks!
I had a great experience working with Mebby on my income taxes this year. Not only did he help me get a larger return than expected, but he also caught things that were missed in previous years and made sure everything was done right. He was always available when I had questions and made the whole process smooth and stress free. Highly recommend!
My husband have used SDG Accountants for our personal income tax returns for the past few years and we’ve always been pleased with their efforts – even when we reach out to them somewhat late, they work diligently to collect our information, and file our taxes on time. They make the process very easy and are very knowledgeable in answering all of our questions, and responding quickly. They make sure to get the best return for us which we appreciate.
I’ve been working with this firm as a business owner, and they’ve been great to work with. Great experience working with Mebby, Laiba, and Sami. They’re professional and genuinely supportive. They take the time to explain things clearly and offer solid guidance tailored to my needs. It’s been a huge relief to have an accounting team I can trust as my practice grows.
Their support has made a real difference in how confidently I manage the financial side of my business, making it easier to show up fully and deliver quality work.
I was looking for a partnership that understood my vision. This is them. Highly recommend!
This is the IRS representation based on my personal experience. I believe everyone needs it. Sam/SDG ACCOUNTANT helped me avoid a $20,000 late-filing penalty. This was a great relief. I’m very thankful and highly recommend this CPA firm.
Went to SDG for an ITIN application, they are professional, speedy, and were able to help with my tax documents. Nicely done and thank you!
Sami and his team helped me with my corporate taxes this year- seamless experience overall. Very transparent throughout their process and always available to answer questions. Would definitely recommend! I will be back for more work with you guys!
I’ve had the pleasure of working with Sami on multiple occasions and it’s always been the absolute best experience. I wouldn’t trust anyone else with my business. From the first on boarding call, I could tell he was extremely educated and professional. Highly recommend Sami and his team!
I’ve been using SDG for several years now, and the experience has been consistently excellent. They’re incredibly knowledgeable, detail-oriented, and always up to date with the latest tax regulations. Each year, they make the entire process smooth and stress-free, answering my questions promptly and ensuring everything is handled accurately. I truly appreciate their professionalism and reliability—highly recommended! Moving to the USA and will continue to use them.
SDG helped facilitate getting my ITIN number to allow me to work in the United States for my wife’s US Corporation. Thanks to SDG, their process was effortless for me and am very grateful for their assistance and would gladly recommend them to others seeking obtaining an ITIN number.
“Timely, Reliable and Knowledgeable service. I filed my taxes with Sami and his team and they provided the Next Day service of my return, which is incredible. Also, with the highest refund, I have seen on my taxes to date. I attribute this to their diligence and attention to detail. Very thankful I chose to file my Taxes with them and the fact that they communicated with me along the way.”
“I switched from being an employee to an independent contractor and SDG was able to give me the right tax tips I needed… thanks team I will be coming back to you come tax time.”

